Providing for the digitalization of common automated underwriting processes, IDVerifact provides a single platform to manage digital lending applications through an automated straight-through process to automate underwriting, adjudication and decision processes.
- Driver’s License
- Birth Certificate
- Passport
- Banking – Bank Supported Credential
- Banking – Transaction Aggregator
- Driver’s License
- Telco Address Verification
- Address reference check
- Banking – Transaction Aggregator
- Credit bureau address verification
- Document based address verification
- Banking – Bank Supported Credential
- GPS Data
- Cellular Sensors
- Bluetooth Sensors
- Wi-Fi Scanning
- Facial
- Fingerprint
- Voice
- Iris
- Behavioural Biometrics
- Passport
- Driver’s License
- Driver’s License Department of Defence
- Permanent Resident Card
- Citizenship Card (prior to 2012)
- Secure Certificate of Indian Status
- British Columbia Services Card
- Provincial or Territory Identity Cards
- Global Entry and Nexus
- Record of Landing
- Green Card
- Credit Bureau Challenge Questions
- Phone Number Social KYC
- Phone Number Basic Check
- Phone Number Device and SIM
- Device Location
IP Address
Email Phone IP Combination Detection
- Facial
- Fingerprint
- Voice
- Iris
- Behavioural Biometrics
Email Address Indicators
- Employment Letter
- Pay Stubs
- Bank Statement
- Banking – Transaction Aggregator
- Employer Reference Check (Outbound)
- Digital Employment Verification
- Employment Payroll
- Pay Stubs
- Notice of Assessment summary
- Notice of assessment detail
- Bank Account based verification
- Employer Outbound Call
- Bank Statement
- Employment Letter
- Employment Payroll
- Consumer Credit File
- iDecision from Equifax
- Business Credit Report
- Business Failure Disk Score
- Commercial Delinquency Score
- Automated – application data correction and cleansing
- Automated – application of lending rules
- Automated – risk scoring
- Application segmentation
- Application underwriting prioritization
- Automated – commitment generation
- Risk based pricing
